Most consumers are aware of the impact of a bad credit score. It becomes a roadblock for receiving loans, applying for apartments or buying a car. Luckily, there are some ways to improve your credit score and ease barriers along the way. Know your score The first step...
Month: June 2020
What happens after taking out a second mortgage
Mortgages are fairly common. Anyone who buys a home or knows they will receive a mortgage loan until the property is paid off entirely or you decide to move. However, most people do not know that you can take out additional mortgage loans on your home, essentially...
Tapping retirement funds during pandemic can prove detrimental
The temptation is there. Like 30 million other Americans, you are out of work as economic hard times have struck thanks to the COVID-19 crisis. Many of us are up in arms about our current and future states of finances. But what is that temptation? It is dipping into...
Does filing for bankruptcy mean losing retirement?
Most people imagine their retirement as the prime time of their life. They do not have to spend the day slaving away in an office, nor do they have to worry about their children's expenses. They can just focus on living their best life. However, bankruptcy often seems...
M&J Investigating potential Overtime Claims by pipeline contractors of Equitrans/EQM
We are investigating allegations that Equitrans/EQM avoids paying overtime pay by treating workers as independent contractors and paying them a flat day rate without regard to the hours worked.
Can you file bankruptcy twice?
Most people who file bankruptcy only need to do so once for a fresh financial start. Yet, you may still find yourself in dire straits after your initial case. You may have experienced another unexpected financial hardship. Or, considering your necessary expenses, your...
How restructures save small businesses
Due to the events of the last three months, many small businesses are taking drastic action to protect and save their companies. Some owners resort to marketing ploys or shifting to an e-commerce model. While other companies may need more action, possibly...
Five warning signs of financial struggles
Most people complain about all types of bills. Or they wish they had more income for vacations, clothes or fancy cars. However, there is a significant difference in wanting more money and needing more money. Because complaining about money is so generalized, most...
Tool to Determine your Social Security Benefit Eligibility
Many people who are unable to work have questions about what benefits they might apply for through Social Security. The Social Security Administration provides a tool that individuals can access called BEST, which stands for Benefit Eligibility Screening Tool. By...
Debt collection during economic turmoil
The world is struggling, and it's evident from any country. Between pandemics, protests and politics, the United States is especially struggling in its economy. Many small businesses have restructured or filed for bankruptcy during the last three months. On top of...
