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On June 15, 2020, the Supreme Court voted 6-3 to recognize that the prohibition against discrimination “on the basis of sex” under the Civil Rights Act of 1964 (commonly referred to as “Title VII”) includes discrimination based on gay and transgender status in its opinion in Bostock v. Clayton County. Prior to this ruling, various states and local governments prohibited…
Everyday we get in our cars to go to work, grocery stores, and just about everywhere. While we drive safely and try not to think about it, the fact remains that thousands of auto accidents occur in the US every day. While suffering physical injuries and property damage is painful enough, you can be left holding the bag if you…
I find that many of my clients and friends have questions about whether they can enter Canada if they have an OVI conviction. It is a more than reasonable concern for many people and travel to Canada is geographically convenient, there is a plethora of quality entertainment, and the country provided some of the most spectacular natural beauty on the…
Our homes are a safe place from the rest of the world. It’s the place where: we finally relax at the end of a long day at work, raise our kids into mature adults or finally settle down after retirement. Our homes are a special place in our hearts. That’s what makes the foreclosure process more devastating. Many families or adults…
Most business owners anticipate costs upfront. Between loans, investments and property development, most entrepreneurs have to put in a lot of cash before they can see any profits in the future. But what’s a reasonable amount for business-related debt? The answer is it depends. Most business debts rely on multiple factors like the industry you are entering into, your specific…
In the absence of an applicable governmental order, can COVID-19 be used to excuse performance under your business contract? If performance is rendered impossible, then the answer is yes. However, if performance has simply become more difficult, dangerous, or burdensome, then we must look to the plain language of the contract. Many negotiated contracts contain what is commonly referred to…
Bankruptcy is intimidating for most participants, primarily due to the negative stigma surrounding bankruptcy claims. However, the financial option tends to be a fresh start for most filers and offers a new opportunity to reshape your future. It sounds like an excellent path for some folks, but what can participants expect after filing for bankruptcy? Will credit scores and debt…
Most people have some form of debt, whether it’s medical bills, car loans, mortgages or student loans. And if you start accruing multiple types of debt, it becomes overwhelming for you and your bank account. Luckily, there are several ways to manage debt in a way that is manageable and understandable for any adult. Determine your starting point Before you…
Many couples know that marriage means sharing your life. You have to share a house, family, time and even money. It makes sense that you also share your spouse’s debt – no matter how the debt is accrued. It provokes the question that if your spouse files for bankruptcy to addressed their debt, do you (as their spouse) also have…
Some of the largest auto insurance carriers, including State Farm, Geico, & Allstate are doing what would have previously been unthinkable……giving money back to their insureds. Given the lockdowns during Coivd-19, there are fewer vehicles on the road, resulting in fewer accident claims. As such, in a show of goodwill, these carriers are passing on their savings by refunding customers…