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Many individuals facing substantial debt see filing for bankruptcy as a last resort. Though many may be unwilling to consider bankruptcy initially, it can provide an opportunity for a fresh financial start. One of the most important steps is determining whether filing for Chapter 13 or Chapter 7 bankruptcy is right for you. What Is Chapter 7 Bankruptcy? Unlike a…
When it gets difficult to pay your bills, you’ll start looking for ways to bring home more cash. A common way people try to do this is to stop or lower their 401k contributions. Don’t change your contributions to a 401k or any other employer-sponsored retirement plan...
There are many things that can be used to serve as a marker for economic recovery-and the amount of bankruptcy filings can be one of them. 2011 saw a decline in bankruptcy filings, which were down about eight percent in the first half of the year. Yet, 709,000 Americans still filed, indicating that they needed legal assistance with paying their…