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Ohio consumers who have accumulated levels of credit card debt with which they feel uncomfortable may be looking at the available debt negotiation options. While some possibilities can be useful, the myths that surround this subject makes it difficult to make informed decisions. After considering all the choices, it may be wise to compare those with the protection offered by…
Ohio residents who have lost their jobs, incurred unanticipated medical expenses, gone through divorce or any other significant financial hardships may be considering their options. While personal bankruptcy may be the better choice for many — considering the protections offered by the federal Bankruptcy Code — many misconceptions or myths are linked to bankruptcy proceedings. The first myth is that…
Ohio consumers who have fallen on hard times due to any of the various unanticipated twists and turns life can dish out may be looking for ways to regain financial stability. Bankruptcy is often the most efficient way to achieve that. Knowing the consequences of filing for bankruptcy can help consumers determine if it is the best option for their circumstances.…
Consumers nationwide, including in Ohio, can be the victims of life’s unanticipated twists and turns. Job losses, car accidents or other unexpected occurrences can ruin any consumer’s budget in the blink of an eye. In many cases, consumers have no emergency funds, and the only answer is to use credit cards. This sets a debt spiral in motion as unpaid…