Blog
Being properly educated about bankruptcy is important before deciding whether or not it can help you. Over the past few years, reports have indicated that the nation’s economy is improving. While that may be true that does not mean that every individual’s financial situation has improved. Many consumers in Cincinnati continue to struggle to make ends meet and to keep…
If your debts have been piling up without hope of repayment, you may have already heard about how Chapter 7 bankruptcy can help you. However, you may not be as familiar with Chapter 13, as it is filed less often by individuals. Although Chapter 7 may offer the relief that you are looking for, if certain things are true about…
If you fall behind on your bills, one of the tools that your creditors have to compel you to pay is wage garnishment. Wage garnishment is an order from the court directing your employer to set aside a percentage of your wages for the benefit of the creditors you owe. What are your wage garnishment rights and options? Here is…
A serious medical diagnosis, such as cancer, can leave people with extremely high out-of-pocket medical costs. A divorce can reduce household income to a barely manageable level. A job loss can immediately inhibit a person’s ability to stay up on debts previously handled well. In addition to these situations, many companies can experience changes that negatively impact their ability to…
Table of Contents Did you receive an administrative license suspension in Ohio after an OVI arrest? Here’s what you need to know. If you test over the legal limit or refuse a test after an OVI arrest the police should give you notice of an administrative license suspension or ALS. This is 90 days for a first offense test over…
The United States District Court for the Southern District of Ohio, located in Cincinnati, issued general order 22-01 on January 12, 2022 pertaining to the privacy of those named in any Social Security opinions issued by the Court. Following the Committee on Court Administration and Case Management of the Judicial Conference of the United States, the U.S. District Court has…
The Attorneys General for 39 states entered into a settlement agreement with Navient (formerly known as Sallie Mae), a large national student loan servicer, “to resolve allegations of widespread unfair and deceptive student loan servicing practices and abuses in originating predatory student loans.” The settlement was released on January 13, 2022. The release can be found at www.navientagsettlement.com. The big…
Debt can be a dangerous thing to have. It can quietly grow into a massive problem over months or years or happen overnight because of a medical emergency. No matter the cause of your debt, it is important to know what you can do to combat it. The average debt for an American is more than $90,000, which means it is…
Individuals who face financial peril are no strangers to the collection efforts employed by various agencies. Creditors take significant steps to ensure repayment and often blur the lines between harassment and the regulations they must follow. A new tactic, however, is to rely on a debtor’s daily use of social media sites to bolster communications. For years, debt collectors have…
Ohio’s Bureau of Motor Vehicles offices are open again, and teenagers throughout the state are taking their driver’s license tests. If it has not happened already, your teen son or daughter could soon be driving on their own for the first time. It’s a rite of passage and a step toward adult independence. But the first years of driving can…