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It may come as no surprise that dealing with financial challenges can be stressful and intimidating. Studies indicate that similar hardships could leave many individuals in Ohio struggling with feelings of shame or regret. Finding ways to overcome such feelings and focus on creating a plan to seek debt relief may seem challenging at times, but it could also be vital…
When you are drowning in debt, getting constant harassing calls from creditors, you more than likely are tired of being stressed about your finances. You may be losing sleep at night, feeling like you’ll never escape this debt. You might be considering filing bankruptcy. Yet, you don’t know that much about it. Should you seek Chapter 7 bankruptcy or Chapter…
There are many conveniences today. We no longer have to get in our own vehicles to go shopping because on-line shopping can fulfill much of our needs. And when we do not want to take our own vehicles for a night out when drinking is consumed, motor vehicle accidents still occur in Ohio and Kentucky with these vehicles and could…
There’s nothing quite like the sound of your bike’s engine humming along in the summer. But now it’s time to figure out how to get the bike ready for that first, sweet ride. There is every reason to believe that the coming warmer months is going to be a big one in terms of bikes on the road. With people…
Congress has enacted the Emergency Paid Sick Leave Act (EPSLA) in its effort to ease the financial burden on employees during the COVID-19 pandemic. The law will go into effect on April 2, 2020. The EPSLA is available to employees who work for: Private employers with 500 or fewer employees Public employers with 1 or more employee. The EPSLA covers…
The “Emergency Family and Medical Leave Expansion Act” or EFMLEA was just passed and goes into effect on April 2, 2020. This law covers all employers with fewer than 500 employees, and eligible employees must have worked for the employer for at least 30 days. An employee is eligible for EFMLEA leave if the employee is unable to work or…
If you are laid off in Ohio as a result of a business closure or slow down because of the coronavirus precautions, you may have enhanced unemployment compensation rights under an executive order issued <atarget=”_blank” href=”http://jfs.ohio.gov/ouio/CoronavirusAndUI.stm” rel=”noopener noreferrer”>by the Governor. Many other employment-related issues are likely to arise when employees are furloughed or laid off during this crisis. For example:…
Being free of the trials of monetary strain is a goal for many families in Ohio and across the nation. However, those who are able to eliminate their debts may find that the process doesn’t always end there. Individuals who fail to address the issues that put them into debt and make the necessary changes could end up falling back into…
With the recent advancements to online shopping and the emergence of online retail giants, it is no wonder some smaller companies find it challenging to keep up at times. Small business owners in Ohio who do not have the resources available to launch a major online campaign may stand little chance of keeping customers from turning to other sources for…
Bankruptcy is not a chosen financial strategy. It’s often a last resort. Think of bankruptcy as a financial recovery blanket when other options have been exhausted. Bankruptcy is a blanket that keeps you warm 100% of the time, but if applied correctly, it will, over time, heat up your financial recovery and allow you a new financial beginning. To become…