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Most people dread the moment when an unlisted number pops up on our phones. We don’t know who is on the other end, so we tend to let it go to voicemail. There may even be a moment of panic before we listen to the voicemail. It’s a daily experience for those suffering from debt. They can receive dozens of…
The world is struggling, and it’s evident from any country. Between pandemics, protests and politics, the United States is especially struggling in its economy. Many small businesses have restructured or filed for bankruptcy during the last three months. On top of that, the unemployment rate hit 13.3% in May – a decrease from April’s rates. Many people fear how the…
There are a variety of ways in which dealing with the trials of monetary strain could prove a stressful and daunting process. Many individuals in Ohio may feel that one of the most imposing aspects of such struggles involves having to deal with debt collection agencies. While receiving frequent calls and letters can be intimidating enough as is, the average…
While the idea of being in debt can be intimidating enough as is, it might not be the only concern individuals in Ohio and elsewhere will encounter. One of the most stressful parts of experiencing periods of financial strain could include the process of dealing with collectors. Those who face the likelihood of having to endure constant debt collection attempts may…
Many individuals in Ohio and elsewhere may worry that their outstanding financial obligations will continue to haunt them throughout life. While as time passes, a person’s debts might not disappear entirely, there may be restraints on the type of action creditors can take to seek payments on debts. However, should a debt collection agency convince a person to make any form…
When dealing with overwhelming amounts of debt, many individuals in Cincinnati and Dayton may begin to wonder if filing for bankruptcy is the only way to obtain protection from creditors. However, while this might be a viable option, it isn’t necessarily the only way to protect against creditor harassment. Those who have yet to decide if bankruptcy is the best…
Dealing with a collection agency can be a stressful experience, and in some cases, agencies may go above and beyond what is allowed in an attempt to persuade a person in Ohio to make a payment. However, as many may be uncertain of their rights when dealing with similar issues, they might not be aware that this behavior is unlawful.…
Dealing with the stress of frequent collection calls can be stressful and daunting, and unfortunately for many individuals in Ohio, this is a reality. When speaking with a debt collection agency, some may feel it best to attempt to provide some form of payment. However, simply adhering to requests for repayment might not always be advisable, as some agencies could be…
Many people who have trouble paying bills and face mounting debt, also worry about the possible consequences. They may fear extreme ramifications such as going to jail or losing their home. These types of fears can be paralyzing and result in a failure to act at all which can exacerbate debt problems. In most cases, these fears are not warranted.…
Ohio residents who are in serious debt and are dealing with debt collectors may have heard their creditors threaten to garnish their wages in order to obtain the money owed them. The truth is, wage garnishment is not a debt collection practice a creditor can use whenever the creditor feels like it. There is a process they have to go…