When you suffer an injury in a car accident, you feel like your life is upended. You may not be able to work if you suffered a traumatic brain injury or spinal injury. You may face months of physical therapy if you broke your leg or ankle. Plus, you had surgery right after your accident. How will you get all these medical bills paid?
Ohio personal injury claims
In Ohio, drivers settle their personal injury claim based upon who is at fault for the accident. If another driver caused the accident that injured you, you will make a personal injury claim with their insurance. If you are somewhat at fault for the accident (for example, 20%), your own insurance will cover 20% of your injury costs.
Insurance adjusters will determine who is at-fault for the accident based on the crash evidence and police report.
Kentucky injury claims
Kentucky is a no-fault auto insurance state. As a result, if you suffer an injury in a crash in Kentucky, most likely, you will file a personal injury claim through your auto insurance. Your insurance may pay your injury costs up to a certain limit, based on your policy. Also, in Kentucky, drivers can forgo the personal injury cap limits and sue another driver if they suffer a serious injury and want to ensure compensation for their medical bills.
Getting help with a personal injury claim
You should consult with an experienced personal injury attorney if you suffer a serious injury in an accident. If your injury will require significant treatment or will leave you with a permanent disability, you want to ensure you receive the compensation you need.
You shouldn’t have to feel overwhelmed by your medical bills after an accident. With an attorney’s help, you can receive maximum compensation for your injury costs and can focus more on your recovery.